with what shall I fix it, dear liza, dear liza

As the Washington Post reports, debt and infrastructure and regulatory shortcomings have dulled the competitive edge of American business. I believe that it is not only the Americans that subscribe to American-Exceptionalism, and the whole world over expects something superlative and undeniable, self-assured to come out of that nation. Switzerland still directs the most sophisticated game going, but America is slipping in the ranks.

The US, and other nations on the decline, are also suffering due to diminished future prospects and lack of a clear policy direction that can help them address it. While I understand that the World Economic Forum projects its ratings based on economic criteria, the resulting descriptors, like competitiveness, nimbleness and adaptability, remind me a lot of Geert Hofstede's indices and cultural framework as factors that limn business relations. I wrote a few papers on the subject for school and found it to be pretty fascinating material. National character determines whether a people are risk adverse and the attitude they take in forming partnerships, but I wonder how these influences look in reverse. Does an injury to one's national security change the scales from cultural individualism towards collectivism--or vice-versa, and for entrenched ideas for power distance?  Culture is more permanent, surely, than daily shocks and sputters and definitely not monolithic, but historically, I feel, one's dealings matched and were supported by their cultural totems.

zan & jayna

Chair--form of sofa. Students at École polytechnique fédérale in Lausanne, France are experimenting with intelligent, modular furnishings, Roombots, that autonomously reconfigures itself to suit the situation, like a dining table lowering to a bed, extra rows of chairs shape shifting in a conference table, or even an unneeded office suite transforming, desk, chairs and all, into a cubicle wall or shelving unit.  Aware of independent components, smaller units divide and unite according to design and need.  Developments from such prototypes could really innovate space utilization, in conference centers and exposition halls, museums, warehouses (where the shelves are the forklifts), day care centers and hotels, not to mention greater flexibility to the tiny home movement by making better use of a modest footprint.

public service announcement

Diploma mill university did not saddle me with an excessive student loan burden, but the more I peek and poke around it, eying to undercut any exorbitant interest payments for myself and not bankroll the loan sharks, the more I realize what a tar pit of inescapable debt, and perhaps the next financial bubble student loans are.

College Scholarships makes the issue, the game, wholly accessible, if still indigestible, with their infographic (what does that even mean? Rebus sentence, collage, vanity license plate?) in the marginalia.  While at the height of the mortgage, sub-prime lending crisis--which the US has not exactly recovered or apparently gleaned much of a lesson from either, defaults on something so serious as home and hearth hovered at around a quarter of households.  Student loan default rates for recent graduates, however, range from 30% to 60% and that's without any government intervention and forgiveness, which attempts to make amends to keep people from loosing everything, but defaulting on student loans has no recourse.  Ever.  Recent government reform, coinciding with student loan debt surpassing credit card debt in America, only served to cut out the intermediaries and keep more of the profit that high tuition and outrageous, long-lived repayment terms have milked from young people.  Someone in America has the chance to start over through declaring bankruptcy and absolve bad credit, but the government will always recuperate student loans, with interest, for the academics that it vetted.  This sort of servitude is despicable and self-perpetuating, either pushing young professionals to the highest-salaried, most soulless positions that they can find to repay debts or to the citizen service corps to erase accumulated loans.  It is really rather terrifying to think that this sort of abject treatment and cornering could bloom into a great reckoning, especially compared to the nominal cost associated with university any where else in the world, and levels of private impoverishment that would challenge any soverereign debt default.

drizzle, drazzle, druzzle, drome--time for zis one to come home

The privacy debate, and not without good cause, is still part of the German Zeitgeist over Google Maps and Street View.  People, no matter where, should not become complacent to the extent with their private lives or reasonable expectations thereof where they accept any possible encroachment at face value, though what not readily available online, whether unwillingly or freely given, is becoming more and more rare and precious.  To get more acquainted with the vistas that Google affords, however, Massachusetts Institute of Technology graduate student Joe McMichael developed this Global Genie that can beam one around the earth at random.